Lifestyles Coverage Lifestyles Coverage Fees Online

Fraud Alert for an Insurance Bond Product falsely claiming to be issued via Allianz Australia Life Insurance Ltd.

Seehere for greater facts.Allianz Life Insurance from as low as $nine.50 a week for $500,000 cowl depending in your situation2.

No scientific or blood tests are required to use and you may get a initial quote in mins. When you take out Life cowl, you've got the option of along with Critical Illness cowl and Permanently Unable to Work cowl. You’re also entitled to a 30 day cooling off period in case you trade your mind8.Industry Awards and Code of Practice

Canstar's 5-Star Rating for Outstanding Value

Outstanding Value Direct Life Insurance 2018 - 2021

Risk & Life Insurer of the Year

Roy Morgan Research Customer Satisfaction Awards 2016Choose Life cowl and your options1

This is a precis best. For phrases, conditions, limits, definitions, exclusions, waiting periods, exclusion periods and taking a aggregate of covers, please refer to the Product Disclosure Statement.Life Cover

Life cover is also known as life coverage or loss of life cowl. It is a manner of defensive your circle of relatives's financial destiny*.Up to $1.5 million cowl depending for your age 1$15,000 funeral development covered within the cover 7Insure up to 2 humans on the equal policyCovers analysis of Terminal Illness where death is in all likelihood to occur inside 24 months 10Benefit will increase each 12 months to stay in advance of inflation3

*Conditions applyCritical Illness Cover

Critical Illness cover is also called trauma cover and will pay a lump sum5 gain if the Life Insured suffers one of the defined Critical Illness events5*.Up to $500,000 cowl depending in your age 1Cover for 14 Critical Illnesses as defined 5Benefit increases every year to live ahead of inflation 3Reinstate your Life cowl quantity 12 months after a Critical Illness claim 1, eleven

*Conditions applyPermanently Unable to Work cowl

Permanently Unable to Work cowl is also referred to as Total and Permanent Disability (TPD) cowl*.Up to $1.five million cover relying to your age 1Lump sum price in case you are unlikely ever to work again because of sickness or damage 6Benefit increases every 12 months to live in advance of inflation 3Reinstate your Life cover amount three hundred and sixty five days after a Permanently Unable to Work declare 1, eleven

We have made essential updates to your Allianz Life Insurance. Find up to date product records, and get entry to to coverage files and forms. Go to more informationGet startedLife Insurance Calculator

Find out more approximately how lots life cover you can needHow to use

You can observe for existence insurance these days in three easy stepsStep 1: Get a loose no-obligation quote. Step 2: Apply on-line and not using a medicals required.Step three: Buy online and stable safety these days.Life Stage ExamplesYoung & Single

Protect your independence and make sure you could maintain your way of life if you come to be unwell, or get injured.Young Couples

Protect the entirety you and your associate are working in the direction of, as you increase your economic responsibilities.Young Families

 It isn’t just about you anymore, it's far approximately your responsibilities and understanding that your own family is steady to your care.Maturing Families

Protect and secure your wealth, as your household profits starts to top with youngsters ageing and your career turning into extra stable.Empty Nesters

Protect your wealth and way of life which you have labored so tough for and revel in the new discovered unfastened time.Frequently Asked Questions

What are the principle sorts of cowl available thru the Allianz Life Plan?

We provide 3 types of cowl (issue to situations):Life cover, which will pay a lump sum on dying or Terminal Illness10;Critical Illness cowl, which will pay a lump sum in the event that the Life Insured suffers one of the defined Critical Illness events5; andPermanently Unable to Work cover, which pays a lump sum in case you are completely unable to work because of sickness or injury6.

Life insurance is likewise known as Term Life insurance, or Death cover. It provides a lump sum fee (concern to situations) if the Life Insured dies or is diagnosed with a Terminal Illness wherein demise is in all likelihood to occur inside 24 months10.

The funds can be used for any cause you choose, together with cowl loan payments, school costs, payments, groceries, different residing costs and funeral prices. Life insurance is a way of protecting the financial future of your loved ones in case you had been now not round to provide for them. It can assist your family cowl money owed and living prices at a time when they need it most.

You must be elderly sixteen to sixty five to use for Life coverage. As lengthy as you pay your rates, we guarantee to maintain your cowl till the policy anniversary after your 99th birthday, regardless of modifications for your health circumstance.4,1

What is Permanently Unable to Work cowl?

Permanently Unable to Work cover also referred to as Total and Permanent Disability (TPD) Insurance. It presents a lump sum payment (difficulty to conditions) inside the occasion that the Life Insured is completely not able to paintings because of illness or injury6. Permanently Unable to Work cover need to be taken out at the side of Life Cover.

The funds can be used for any purpose you pick out, which include cover your money owed and living costs, provide for clinical remedy or ongoing care, or to pay for any domestic modifications which are required because of your disability. Payment of a benefit under Permanently Unable to Work cover reduces the duvet quantity of any remaining blessings underneath Life cowl and Critical Illness cowl by that price amount. In certain situations this can mean the cease of a cowl or the Life Insured’s policy.1 The Life cover Buy Back function permits you to reinstate the Life Cover Amount that became decreased 365 days after complete payment of a Permanently Unable to Work declare.11

You need to be aged sixteen to fifty five and working on a everlasting foundation in an eligible career type for at the least 20 hours in step with week to apply for Permanently Unable to Work cover. Once you are typical, so long as you pay your premiums, we guarantee to maintain your cover till the coverage anniversary after your 65th ‎birthday, regardless of modifications to your fitness condition.four,1

What is Critical Illness cowl?

Critical Illness Insurance, is likewise referred to as trauma cowl or serious contamination cover. It affords a lump sum fee (situation to conditions) within the occasion that you suffer a described Critical Illness5. Critical Illness cover need to be taken out together with Life cowl.

The finances can be used for any motive you choose, whether or not to pay for treatment and other medical fees, or any related charges related to way of life adjustments (inclusive of lowering operating hours). This can help relieve your family’s monetary burden at a totally demanding time. Payment of a advantage below Critical Illness cover reduces the duvet quantity of any final benefits underneath Life cover and Permanently Unable to Work cover through that payment quantity. In certain circumstances this may suggest the stop of a cowl or the Life Insured’s coverage.1 The Life cowl Buy Back characteristic permits you to reinstate the Life Cover Amount that became reduced 365 days after complete payment of a Critical Illness declare.11

You should be elderly 16 to 55 to apply for Critical Illness cover. Once you are familiar, so long as you pay your rates, we guarantee to hold your cowl till the coverage anniversary after your 70th birthday, no matter modifications for your health circumstance.4,1

Policy Documents and Important records

For phrases, conditions and exclusions approximately our existence coverage, please talk to the Product Disclosure Statement (PDS).

Important statistics : This product is not suitable for buy within a superannuation fund. We could inspire you to talk to your economic planner or accountant who may be capable of provide you with recommendation.

Important note : Information in this website is preferred information best and does not don't forget your objectives, monetary state of affairs or wishes. Because of that, you have to, before appearing on the facts, recall the appropriateness of the facts, having regard for your goals, economic scenario and wishes. Terms, situations, limits and exclusions practice. Before making any selection you should bear in mind the Allianz Life Plan Product Disclosure Statement and Policy Document (PDS). If necessary, please are trying to find advice from a Financial Adviser earlier than deciding on appropriate coverage cowl.

The Target Market Determination (a TMD) for this product describes the class of people for which the product has been designed, as well as other prescribed facts.

Existing Customers : If you’re an existing purchaser, go to our Policy Documents for up-to-date coverage information and get admission to to PDS, files and paperwork.